Many families in Pennsylvania have one or both parents employed. Still, they may not have health care coverage for their children, nor the means to pay for insurance for them. To protect these children (under age 21), the government has adopted “CHIP.” Pennsylvania was the first state to develop CHIP. It is now available in all states and is funded with federal and state taxpayer monies.
As with Health Choices, CHIP patients are generally assigned to a health care plan under one of several private insurance companies. For CHIP patients, MCOs are located throughout the state. This company will cover costs of medical, dental and eye care to some degree. Coverage can vary from complete coverage for almost all procedures to limited coverage with out-of-pocket expenses. If your child is covered under CHIP, you will need to work with your dentist regarding which CHIP plan will be best for your child. Like with Health Choices, you have the right to change CHIP plans as you see fit. Dentists who participate in CHIP can answer all your questions regarding these plans.
Current CHIP plans:
Visit InsureKidsNow to learn more about CHIP.