Personal Loans & Student Loan Refinancing
(833) 4PANACEA
PDA endorsed since 2022
PDAMA Silver Partner
Panacea Financial is banking built for doctors, by doctors.
Founded by doctors who experienced firsthand how frustrating and inaccessible traditional banking can be, Panacea is dedicated to making financing easier to access, simpler to understand, and tailored to the realities of a dentist’s career at every stage — from school and training to practice ownership and beyond.
Panacea offers PDA members discounted interest rates on PRN Personal Loans, practice loans, and student loan refinancing, which could help you save thousands.
PRN Personal Loans
Panacea’s PRN Personal Loan is designed to support dentists across their entire career — from school and training to life in practice.
Use a PRN Personal Loan to:
- Cover relocation or licensing costs
- Bridge gaps during training or job transitions
- Avoid high-interest credit cards or consolidate existing debt
- Or simply as needed for unexpected living expenses
Key features include:
- Reduced payment options during training
- No cosigner required
- A fully digital application that takes as little as 10 minutes
Check out exclusive PDA Member Offerings
Practice Loans
Panacea Financial offers practice loans designed specifically for dentists — whether
you’re buying into an existing practice, starting from scratch, or expanding your current operation. Unlike traditional lenders, Panacea understands the financial trajectory of dental professionals and evaluates borrowers accordingly.
Practice loans feature:
- Competitive, transparent rates
- Flexible structures for acquisitions, startups, and expansions
- A streamlined, doctor-focused lending experience
- Guidance from teams who specialize in dental practices
Check out exclusive PDA Member Offerings
Student Loan Refinancing
Dentists often graduate with significant student loan debt. Panacea’s student loan
refinancing is built specifically for doctors, with:
- Transparent, competitive rates
- No loan maximums
- In-house servicing
- 24/7 customer support
- No bait-and-switch pricing and no pre-application required to view rates
Explore refinancing options designed to help dentists regain control of their student
debt.
Check out exclusive PDA Member Offerings
Panacea Financial is a division of Primis Bank, Member FDIC.